Professional Liability Insurance |
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- All practicing DC members should enrol in our liability insurance program designed to provide you with important protection from lawsuits in which you may be named for Errors and/or Ommissions, Bodily Injury, Property Damage and Personal Injury.
- Employer's plan will not cover Legal Expenses Reimbursement or Criminal Defence Reimbursement, which are included in our program.
- Employer's Malpractice insurance plan, if any, will not cover your personal liability. Consider your activities of Consulting, Volunteer work, gratuitous advice, to name only a few.
- Litigation against professionals in Canada has increased dramatically. You can be held personally liable for negligence in providing or failing to provide professional services. Courts may attribute your responsibility as a percentage of damages, which may amount to a very significant claim.
Protection Highlights
- Professional Liability Insurance - Limit $5,000,000. Includes: Malpractice, Errors & Omissions, and Legal Defense Costs.
- Legal Expense Reimbursement Costs - Limit $25,000. Provides a legal defense fund when you are called before a professional Regulatory Panel..
- Comprehensive General Liability Insurance - Limit $2,000,000. Includes: Bodily Injury, Property Damage, Personal Injury including Invasion of Privacy, Wrongful Entry, and Humiliation and Discrimination
- Criminal Charge Defence - Limit $100,000. Applies to successful defence of penal charges in Canada.
- Coverage during the policy term which runs from April 1, 2010 to March 31, 2011.
- No Deductible.
This program is a benefit for Members and also for Qualifying Members enrolled in a dietetic internship program. The program is managed by LMS-Prolink Ltd through a consortium of National Insurers:
LMS PROLINK Ltd.
#800-480 University Avenue
TORONTO ON M5G 1V2
(416) 595-7484
(Tel) 1-800-663-6828 Toll Free
Web Site: www.lms.ca/dc
To enroll select the coverage below and indicate the premium amount on your Membership Application Form.
Note: if - after having sent in your DC membership application form - you wish to apply for Liability Insurance, download the Membership Application Form again and complete pages 1 and 7.
A Certificate of Insurance will be issued to each enrolled member on an annual basis.
Premiums listed below include applicable sales tax.
- Ontario residents $87.70
- Quebec $88.35
- Other Provinces $82.50
Last updated March 1, 2010.